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This article is from Trend Micro.
Aside from spending quality time with family and friends, shopping — increasingly online — is the other major activity during the holiday season. According to the National Retail Federation (NRF), the average American spends almost $1,000 ($997.73 to be precise) on holiday shopping, from gifts to festive items and other household purchases.
Furthermore, in their fourth annual “Holiday Shopping ID Theft” survey, Generali Global Assistance (GGA) published the following research.
From the research it’s clear that consumers are concerned about the security of their financial identity information in the face of constant data leaks and breaches. That being the case, we thought we’d put together some tips on avoiding becoming the victim in a credit card data leak.
The Better Business Bureau (BBB) has warned about online scams at this time of year. Included in the top ten are: misleading ads on social media, fake “gift exchanges”, fake shipping notifications, and fake account alerts.
Meanwhile, the Identity Theft Resource Center (ITRC) has reported on Instagram and Facebook accounts being taken over by scammers — most often in the aftermath of data leaks and breaches. Bear in mind that, while a valid social security number goes for just $2 on the dark web, hacked Instagram and Facebook accounts go for a whopping $45 and $65 respectively.
You should monitor your accounts regularly online, in particular in the wake of data leaks and breaches: keep checking daily for at least 30 days after. If you find a suspicious charge, dispute it immediately. Review your credit reports periodically to ensure no fraudulent activity has occurred. You can request your free credit report via annualcreditreport.com.
If you are caught up in a data breach, call each of the three main credit bureaus (Equifax, Experian, and TransUnion) and request that your credit report be frozen. You can also visit IdentityTheft.gov and get help to add a free extended fraud alert or credit freeze to your credit report.
If you are concerned about the security of your financial accounts, inform your bank or credit card company and request a new card (after which you should safely destroy your old one). Most service providers will have no problem with this.
Trend Micro ID Security scans the internet and the dark web for your personal information — including up to 10 credit card numbers. If your data is ever leaked, you’ll know about it instantly. Available on Android and iOS, its key features also include:
Simple, efficient, and easy-to-use, follow this link or scan the QR code below to try the free 30-day trial version today!
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